Can medical bills be discharged in bankruptcy?

By Marrero, Chamizo, Marcer Law, LP,

One of the most common reasons for filing bankruptcy is to get rid of medical debt. A major illness or injury can result in significant bills, even if you have medical insurance. It can also lead to lost time at work, which means less money coming in to pay those bills. Some or all medical…

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Obtaining a home mortgage modification in Florida

By Marrero, Chamizo, Marcer Law, LP,

Foreclosure Miami Many people have faced then Foreclosure Miami court process during Miami-Dade foreclosures in many recent years. While some people have been able to save their homes by obtaining a mortgage loan modification, some still struggle with house payments they cannot afford. Although the federal government offered the Making Home Affordable Program to allow…

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How will Chapter 7 bankruptcy affect my credit?

By Marrero, Chamizo, Marcer Law, LP,

One of the top concerns for people considering filing for bankruptcy is the resulting effects on their credit score. A credit score can have a lot of power, dictating where you can live and what you can buy. It is important to know where you will stand after filing for bankruptcy. If your score is…

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Elements of the bankruptcy estate

By Marrero, Chamizo, Marcer Law, LP,

If an individual receives payment for services after filing for Chapter 7 bankruptcy, it may still be property of the bankruptcy estate. Florida residents may be interested in the finding of a bankruptcy judge in Massachusetts in that regard. In thecase that was decided on Aug. 17, an attorney received $10,000 from a client after…

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Will I lose all of my assets if I file Chapter 7 Bankruptcy?

By Marrero, Chamizo, Marcer Law, LP,

Chapter 7 bankruptcy is sometimes called “liquidation bankruptcy.” Many people take this to mean that the person who files bankruptcy will lose everything they own. This is not the case. In fact, Chapter 7 Bankruptcy can help you make sure you don’t lose everything you own. That’s why there are Florida Bankruptcy Laws that are…

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