Social media and divorces in Florida

By Marrero, Chamizo, Marcer Law, LP,

Just as social media is becoming a larger part of people’s lives, it is also starting to affect the way that divorces are handled. Communications on the Internet, including emails, text messages and posts on social media sites like Facebook and Twitter, can be used as evidence during a divorce. Even if an individual has…

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Changes ahead for incarcerated parents who owe support

By Marrero, Chamizo, Marcer Law, LP,

Florida parents who are incarcerated may gain the right to request that their child support payments be reduced to reflect a reduction in their income. On Dec. 19, the Obama administration released rules created by the Administration for Children and Families intended to address this issue. These regulations are part of overall Obama administration efforts…

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The potential impact of having a bankruptcy case dismissed

By Marrero, Chamizo, Marcer Law, LP,

Florida residents may know that bankruptcy may be used as a way to reorganize or discharge debt. However, one person who had filed for bankruptcy five times since 2002 was not entitled to a discharge of her debt in a future bankruptcy case. This was the ruling issued by a judge from the U.S. Bankruptcy…

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Court takes second look after placing toddler with known abuser

By Marrero, Chamizo, Marcer Law, LP,

Investigations by news media have yet to uncover what information caused a Duval County judge in Florida to approve an adoption of a toddler girl by a relative with an active warrant for domestic battery. The court has chosen to evaluate the case again amid concerns that the adoptive uncle and aunt present an unsafe…

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How will Chapter 7 bankruptcy affect my credit?

By Marrero, Chamizo, Marcer Law, LP,

One of the top concerns for people considering filing for bankruptcy is the resulting effects on their credit score. A credit score can have a lot of power, dictating where you can live and what you can buy. It is important to know where you will stand after filing for bankruptcy. If your score is…

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Understanding debt negotiation companies

By Marrero, Chamizo, Marcer Law, LP,

Debt negotiation firms exist to help those who struggle with debts, such as credit cards and car loans. Florida residents who are struggling with debt might be interested in reading about how these types of companies work before using their services. Debt negotiation companies help people settle their credit card debts by negotiating with creditors,…

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Florida debtors may be able to make property transfers

By Marrero, Chamizo, Marcer Law, LP,

Florida residents who are considering filing for bankruptcy and are thinking about transferring certain assets out of their estate before doing so may be interested in a 2016 decision of the U.S. Court of Appeals for the 9th Circuit. According to the Bankruptcy Code, a discharge could be denied for debtors who attempt to make…

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Identity theft and bankruptcy

By Marrero, Chamizo, Marcer Law, LP,

Florida residents who have been victims of identity theft should make sure that they take the appropriate steps to correct the situation. While bankruptcy may be a useful financial and legal tool to use for certain financial problems, using it to fix the damage caused by identity thieves may not be the best choice. Identity…

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Filing for bankruptcy may save pawned assets

By Marrero, Chamizo, Marcer Law, LP,

Florida residents who are experiencing financial problems or just need some extra money often apply for a secured loan. This is a loan that is backed by an asset such as a car or a property title. If a debtor doesn’t make payments, the creditor has the right to seize the asset that was put…

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Dealing with collection attempts for zombie debts

By Marrero, Chamizo, Marcer Law, LP,

When Florida consumers suddenly receive a letter or a phone call about a debt that they don’t know anything about, they could be facing a ‘zombie debt.” This term refers to an obligation that has lain dormant for years before being resurrected by a collections agency. It may or may not be legitimate. Sometimes a…

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