Contested Will Disputes, Property Distribution, & Estate Administration

By Marrero, Chamizo, Marcer Law, LP,

Probate Lawyer Miami No one really wants to talk about what will happen when they pass away. But while it may be a difficult topic for discussion, it can provide a great sense of relief when faced with the inevitable. According to an article from the Wall Street Journal, you should be sure to have…

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Estate Planning Attorney Miami

By Marrero, Chamizo, Marcer Law, LP,

  Recently, a long time client reached out to our Estate Planning Attorney Miami Lawyers to start the process of estate planning. Aside from preparing his will, he also liked the idea of getting an Enhanced Life Estate Deed. This is also known as a “lady bird deed” (named in honor of the former first…

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Family Law Attorney Miami

By Marrero, Chamizo, Marcer Law, LP,

Marrero, Chamizo, Marcer Law, LP has been representing client with their family law matters for over 30 years. Our Family Law Attorney Miami Lawyers work hard to obtain the results you want in domestic relations involving divorce, property settlements, paternity, parental rights, adoption, visitation, child custody, post-divorce, or guardianship matters. For any Family Law Miami…

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Real Estate Attorney Miami

By Marrero, Chamizo, Marcer Law, LP,

Do I Need a Real Estate Closing Attorney Miami Lawyer? Homeownership is certainly still the American Dream. After the Great Recession, new mortgage loan programs have been established that make home buying more attainable. The most important thing to do when interested in buying a home or other real estate property is to be prequalified…

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Consumer Financial Protection Bureau issues new arbitration rule

By Marrero, Chamizo, Marcer Law, LP,

Most Florida debtors know that financial institutions do not issue credit cards until consumers have agreed to a long list of terms. These conditions often include provisions that require any debt relief disputes to be settled through binding arbitration. Lenders prefer arbitration because it is less public, less expensive and more predictable than traditional litigation….

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How to stop creditor harassment in Florida

By Marrero, Chamizo, Marcer Law, LP,

Being in severe debt is unpleasant and stressful enough without creditors calling you nonstop. Creditor harassment from debt collectors not only makes the situation worse but is also illegal due to the Fair Debt Collection Practices Act. You do not have to suffer through such treatment regardless of how much money you owe and your…

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Importance of a timely proof of claim

By Marrero, Chamizo, Marcer Law, LP,

Florida residents may be interested in a Chapter 13 bankruptcy case involving a creditor with a lien on a debtor’s property due to unpaid property taxes. The creditor was denied the ability to collect as part of the bankruptcy claim due to specific filing rules on filing a proof of claim for Chapter 13 cases….

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Innovative startup wants to relieve medical debt load

By Marrero, Chamizo, Marcer Law, LP,

Unpaid medical bills can take a toll on your life just like the burden on many Florida residents. That’s especially true for Florida Residents without health insurance. People who have insurance are also likely to be affected by high insurance deductibles and copays. However, a startup company called Better was recently formed to help people…

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How Some Student Loans Might Be Canceled

By Marrero, Chamizo, Marcer Law, LP,

Some Florida residents might believe that student loans cannot be discharged in a bankruptcy. While this is generally true, there are some exceptional circumstances in which it may be possible to get student loans discharged by the government. For example, student loans may be discharged if the school closes or engages in fraudulent activity. In…

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Federal Reserve interest rate hikes to raise payments for debtors in Florida

By Marrero, Chamizo, Marcer Law, LP,

Credit cards, adjustable-rate mortgages and home equity loans tie their interest rates to a rate set by the Federal Reserve. This rate establishes the cost of short-term loans between banks, and increases ripple out to Florida borrowers and affect their payments. The Federal Reserve has already raised this critical rate twice in 2017 by one-quarter…

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