How Some Student Loans Might Be Canceled

By Marrero, Chamizo, Marcer Law, LP,

Some Florida residents might believe that student loans cannot be discharged in a bankruptcy. While this is generally true, there are some exceptional circumstances in which it may be possible to get student loans discharged by the government. For example, student loans may be discharged if the school closes or engages in fraudulent activity. In…

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Federal Reserve interest rate hikes to raise payments for debtors in Florida

By Marrero, Chamizo, Marcer Law, LP,

Credit cards, adjustable-rate mortgages and home equity loans tie their interest rates to a rate set by the Federal Reserve. This rate establishes the cost of short-term loans between banks, and increases ripple out to Florida borrowers and affect their payments. The Federal Reserve has already raised this critical rate twice in 2017 by one-quarter…

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The Number of Health Plans with High Deductible Increases

By Marrero, Chamizo, Marcer Law, LP,

Medical Bill Lawyer Since the implementation of the Affordable Care Act, a rising number of people in Florida and the rest of the nation have been using health plans that have high deductibles. This is according to a study recently conducted by the National Center for Health Statistics at the United States Centers for Disease…

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Debt Settlement Companies Ordered to Cease Activities

By Marrero, Chamizo, Marcer Law, LP,

Our Debt Settlement Attorney Florida Lawyers have seen first hand just how many customers of debt settlement companies are mislead about debt relief. According to the attorney general of Florida and the Federal Trade Commission, they have obtained a court order that requires 11 companies to immediately cease all of their debt settlement activities in…

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Divorce Communication is Important in Helping Children

By Marrero, Chamizo, Marcer Law, LP,

Florida parents who are getting a divorce can help their children adjust during this difficult time through effective divorce communication. At the outset, they should be honest with their children who will know that something is wrong when a parent moves out. Children need reassurance that the divorce is not about them as well as…

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