Illegal Debt Collection Methods

By Marrero, Chamizo, Marcer Law, LP,

If you have ever fallen behind on your bills, you may have firsthand knowledge of just how aggressive a debt collector can be in their collection tactics. While they are within their rights to attempt to collect any money owed to them, creditors and debt collectors may not use illegal debt collection methods considered unlawful…

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Older Couples and Divorce in Miami

By Marrero, Chamizo, Marcer Law, LP,

Older couples in Miami, Florida are more likely to get a divorce in Miami compared to their counterparts in 1990, but this remains the age group that is least likely to split. Furthermore, not all marriages of older couples are equally vulnerable to divorce. For example, a 2012 study found that compared to second or…

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Study Examines Effects of Political Differences in Relationships

By Marrero, Chamizo, Marcer Law, LP,

Some Florida couples might find they are arguing more about political differences since the last presidential election. According to a recent survey by Wakefield Research, 22 percent of people said they knew a couple whose relationship had suffered because of the election of Donald Trump. The survey, which gathered data from 1,000 participants between April…

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Judge rules Bankruptcy Trustee cannot retroactively change payment plan

By Marrero, Chamizo, Marcer Law, LP,

Chapter 13 Bankruptcy Florida Based on a case that occurred in another state, a Chapter 13 Bankruptcy Florida trustee is unlikely to be allowed to retroactively change a Chapter 13 payment plan so that it matches an allowed creditor’s claim. A judge for the U.S. Bankruptcy Court for the Southern District of Texas ruled that…

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Court says recent credit card charges not evidence of fraud

By Marrero, Chamizo, Marcer Law, LP,

Hardship Discharge Florida residents who are struggling with debt might wonder whether they can file for bankruptcy and if they can discharge recent debts. In a West Virginia case, a bank tried to claim that a debtor could not hardship discharge almost $8,000 worth of credit card debt incurred around two months before she filed…

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